Why does my Bank of America brokerage login, which used to be a Quick & Reilly brokerage login, which even before that was a Suretrade.com brokerage login, not let me log in through the Bank of America home page?  And why does the customer login on the Bank of America home page even ask which state I’m in?

I hope if I ever build a widely deployed web application that I can plan ahead for M&A and other hard to anticipate scaling issues, so that customers can use the same URLs and login IDs that they’ve always used.

Oh wait…